Terms and Conditions
Terms and Conditions for Loan News
Effective Date: 08/05/2024
Welcome to Loan News (“we,” “our,” “us”). By accessing or using our website located at https://getloan.xyz/ (the “Site”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use the Site.
1. Use of the Site
1.1 Eligibility
You must be at least 18 years old or have parental consent to use the Site. By using the Site, you represent and warrant that you meet these eligibility requirements.
1.2 License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use, subject to these Terms.
2. User Accounts
2.1 Registration
To access certain features of the Site, you may be required to create an account. You agree to provide accurate, complete, and current information during registration and to update such information to keep it accurate, complete, and current.
2.2 Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.
3. Content
3.1 Intellectual Property
All content on the Site, including but not limited to text, graphics, logos, images, and software, is the property of Loan News or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our express written permission.
3.2 User-Generated Content
If you submit content to the Site, such as comments or feedback, you grant us a worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, and display such content in connection with the Site.
4. Prohibited Conduct
You agree not to:
- Use the Site for any illegal or unauthorized purpose.
- Engage in any activity that disrupts or interferes with the Site’s functionality or security.
- Impersonate any person or entity or falsely represent your affiliation with any person or entity.
- Transmit any viruses, worms, or other harmful code through the Site.
- Collect or store personal data about other users without their consent.
5. Disclaimers
5.1 No Warranty
The Site is provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components.
5.2 Limitation of Liability
To the fullest extent permitted by law, Loan News and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Site.
6. Third-Party Links
The Site may contain links to third-party websites or resources. We are not responsible for the availability, accuracy, or content of such third-party sites. Links to third-party sites do not imply endorsement by Loan News.
7. Changes to the Terms
We reserve the right to modify these Terms at any time. We will notify you of any significant changes by posting the new Terms on the Site. Your continued use of the Site after such changes constitutes your acceptance of the revised Terms.
8. Termination
We may suspend or terminate your access to the Site at our discretion, with or without cause, including if we believe you have violated these Terms.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles. Any disputes arising from or related to these Terms or the Site shall be resolved in the courts located in [Your Jurisdiction].
10. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
Loan News
Contact@getloan.xyz
Thank you for using Loan News. We hope you find our Site informative and valuable.